USDC

USDC
USDC
Contract address
0xa0b8...06eb48
Copy USDC contract address
$0.9999
$0.00002431(+0.00%)Today
Market cap
73.13B
Total volume (24h)
11.00B
Volume / Market cap
0.1504
Circulating supply
73.13B
Day range (24h)
$0.9998$1.00
All-time low
$0.8776
All-time high
$1.04

About USDC (USDC)

USD Coin, aka USDC, is a fiat-backed stablecoin designed to maintain a value of $1 USD. USDC offers a way to transact and store value in a stable digital currency.Stablecoins are usually pegged to a traditional asset like the U.S. dollar or the euro. Cryptocurrencies, like Bitcoin or Ethereum, can change in price significantly. However a stablecoin aims to stay affixed in value. One stablecoin typically equals one unit of the asset it represents. For example, $1 USD equals 1 USDC.

Stablecoins achieve price stability by being backed by reserves, such as cash or short-term government bonds, or by using algorithms to balance supply and demand. This makes them useful for sending money, trading, or participating in DeFi protocols without worrying about large fluctuations in value. Stablecoins are widely used for payments, savings, and as a bridge between traditional finance (TradFi) and decentralized finance (DeFi).

You can use USDC to trade and transact digital currencies, as well as participate in blockchain networks such as Ethereum, Solana, and more. USDC is an ERC-20 (and multi-chain compatible) token that is fully collateralized by cash equivalents and short-term U.S. government bonds. This means that for every 1 USDC issued, there is $1 USD or an equivalent asset held in reserve by Circle, a regulated financial institution. Unlike cryptocurrencies that use mining or staking to validate transactions, USDC is issued by approved entities following strict compliance and transparency guidelines.

USDC’s biggest use case is that it is a stable medium of exchange. USDC is beneficial to crypto networks because it increases accessibility, liquidity, and interoperability. With USDC, users can transact with a price-stable asset across multiple blockchain ecosystems. You can redeem your USDC for U.S. dollars at any time through approved partners.

Price history

Today (July 23, 2026)$0.9999+0.00%
24 hours ago (July 22, 2026)$0.9999+0.00%
1 week ago (July 16, 2026)$0.9998+0.01%
1 month ago (June 23, 2026)$0.9997+0.02%
1 year ago (July 23, 2025)$0.9999+0.00%

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USDC market moves

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24h change: +0.00%. From $0.9998 to $0.9999.

  • US agencies passed the one-year deadline to finalize rules under the GENIUS Act without completing key operational details on issuance, custody, reserves and payments for stablecoins. This creates some uncertainty for issuers like Circle ahead of a January 2027 compliance date, though markets have shown little immediate reaction with USDC maintaining its peg. The gap highlights differences between the existing legal framework and practical implementation needs for assets used in payments and DeFi.
  • Circle partnered with Fireblocks to make its Gateway and Circle Payments Network available inside the Fireblocks platform. Institutions gain unified USDC balances across supported chains, policy controls, approvals, and audit trails without building new infrastructure. The integration supports faster adoption of USDC for payments and operations by combining Circle's stablecoin network with Fireblocks' custody and compliance features.
  • On-chain data shows over 250 million USDC minted in recent activity, reflecting fresh liquidity entering crypto markets. This aligns with broader stablecoin growth trends, including Visa's new stablecoin platform and institutional interest. USDC remains one of the most liquid and widely used dollar-pegged tokens, with strong trading volumes across exchanges and DeFi protocols.

24h change: +0.00%. From $0.9998 to $0.9998.

  • Circle president Heath Tarbert sold approximately 30.8 million dollars worth of CRCL shares following the company's 2025 IPO. He retains over 500,000 vested and unvested shares. The transaction has prompted community discussion about insider moves at the issuer of USDC.
  • Circle's USYC tokenized US Treasury bill product has grown from roughly 400 million dollars in late 2025 to over 2.6 billion dollars. This reflects increasing institutional movement of capital on-chain. USDC remains a core component for settlements in the expanding tokenized asset sector, with partnerships involving BlackRock and traditional market infrastructure.
  • A consortium of payment networks, banks and asset managers announced Open USD. Some Wall Street analysts see it as a potential threat to USDC market share and have downgraded Circle stock. USDC remains the second largest stablecoin and holds regulatory advantages including MiCA compliance in Europe and recent OCC approvals.

24h change: -0.00%. From $0.9998 to $0.9998.

  • The Office of the Comptroller of the Currency granted Circle approval on July 10 2026 to charter Circle National Trust. This allows the issuer to manage USDC reserves directly under federal supervision and is expected to raise institutional confidence. The move comes amid rising competition among stablecoins and highlights growing regulatory integration of digital dollars into traditional finance systems. It positions USDC for broader enterprise and banking adoption.
  • The total stablecoin market cap fell by 12.4 billion dollars between mid May and mid July 2026. USDC circulation decreased by only 0.04 percent to roughly 73.38 billion dollars and its peg to the dollar held without deviation. This resilience occurs alongside Circle's new federal trust bank status. Analysts view the combination as preparation for cleaner institutional on ramps when liquidity returns.
  • Enforcement of new rules for the 180 billion dollar stablecoin market is set for January 2027 but only if final guidance arrives by October 2026. Missing that deadline would leave the industry without a federal framework for two years. Discussions continue around yield, utility and compliance for assets including USDC. This uncertainty coincides with Circle's regulatory upgrade.

24h change: -0.00%. From $0.9999 to $0.9998.

  • Circle received final approval from the OCC on July 10, 2026 to charter a national trust bank named Circle National Trust. The bank will provide digital asset custody services and plans to manage reserves backing USDC under federal supervision. This milestone strengthens the regulatory status of USDC and supports its use in payments, settlement, and capital markets. It advances integration of stablecoins into the traditional U.S. banking system.
  • USDC maintains a market capitalization near 73.4 billion dollars with a circulating supply of approximately 73 billion tokens. Recent data shows the stablecoin deployed across more than 150 blockchain networks. Daily trading volume has ranged between 4 and 11 billion dollars in mid July 2026. The stablecoin continues to hold its peg to the US dollar with minimal deviation.
  • USDC is being used for B2B payments netting and settlement to improve capital efficiency. Projects are incorporating USDC into AI agent competitions and yield products on new networks such as Arc and HyperEVM. The OCC approval further supports USDC as regulated digital dollar infrastructure for real world applications. Lifetime on chain transaction volume for USDC exceeds 91 trillion dollars.

24h change: -0.01%. From $1.00 to $0.9999.

  • Adjusted stablecoin transaction volume reached a record 1.79 trillion dollars in June 2026. USDC accounted for roughly 67 percent of June volume and 70 percent across the first half of 2026 according to Visa Allium analytics. This reflects stronger real-world usage of the regulated USDC compared with USDT despite the latter's larger circulating supply. The trend highlights growing adoption in payments, DeFi, and institutional flows.
  • Circle won OCC approval to establish Circle National Trust, a federally regulated national trust bank. This allows the company to manage USDC reserves in-house rather than relying solely on third-party banks and custodians. The milestone is expected to improve operational efficiency, strengthen compliance, and increase confidence in USDC. Circle stock rose sharply on the news.
  • Visa is expanding stablecoin settlement capabilities using USDC on Solana with pilot programs involving merchant acquirers. The move builds on earlier integrations and supports faster, lower-cost cross-border payments. It forms part of broader institutional adoption of regulated stablecoins for treasury and payments infrastructure. Several other partners including BNY Mellon and Nium have also deepened USDC ties.

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