USDC

24h change: +0.00%. From $0.9998 to $0.9999.

• USDC captured roughly 70 percent of adjusted stablecoin transaction volume in the first half of 2026 while USDT represented about 25 percent according to Visa's onchain dashboard. This reflects growing preference among banks, fintechs, and regulated institutions for USDC in payments and settlements over alternatives. The trend underscores USDC's established liquidity, integrations, and institutional trust even as new competitors emerge.
• Standard Chartered launched integrated USDC minting and redemption for institutional clients through its banking platform, the first such offering from a global systemically important bank. The service begins in Dubai and targets use cases including settlement, treasury, and liquidity management. It connects traditional banking with blockchain infrastructure and follows similar moves by other banks like BNY.
• JCB, Japan's largest card network, partnered with Circle to pilot USDC for internal treasury transfers, merchant payments, and cross-border settlements. The pilot aims to enable USDC acceptance across JCB's merchant network using existing card infrastructure. This extends stablecoin adoption into traditional retail and corporate payments in Asia with 24/7 blockchain settlement.

24h change: +0.00%. From $0.9998 to $0.9999.

• The stablecoin market saw its largest monthly contraction since 2022 in June 2026, with USDC supply falling about $7 billion from its March peak to around $73 billion. Despite the reduced supply, USDC drove a significant share of stablecoin activity including record settlement volumes in the hundreds of billions. This highlights growing real-world utility in payments and infrastructure even as some capital moves to traditional dollars.
• USDC is expanding its role in traditional finance through partnerships such as a pilot with JCB for use in Japan. Payment networks like Visa continue to increase stablecoin settlements across multiple chains. Circle highlights USDC as a trusted regulated stablecoin already operating at scale with asset managers, exchanges, and businesses.
• Circle has received final approval from the OCC to form a national trust bank that will hold USDC reserves. This provides a federally supervised home for reserves and supports further integration of stablecoins into regulated finance. It aligns with broader moves positioning USDC for institutional treasury, payments, and settlement use cases.

24h change: +0.00%. From $0.9998 to $0.9998.

• The Office of the Comptroller of the Currency approved Circle's charter to operate Circle National Trust, a federally regulated bank focused on digital currency. This allows greater control over USDC reserves previously held through third-party banks and places operations under direct OCC supervision. The development strengthens regulatory compliance and infrastructure for USDC as a trusted option for institutions, payments, and settlements. Circle's stock rose following the announcement.
• New data shows USDC accounted for roughly 70 percent of adjusted stablecoin transaction volume in the first half of 2026 compared to 25 percent for USDT. Cumulative on-chain volume for USDC surpassed $90 trillion. Banks and institutions including BNY Mellon and Standard Chartered are expanding partnerships for USDC minting, redemption, and settlement. This reflects growing preference for regulated stablecoins in real-world finance.
• The total stablecoin market cap declined by about $7.7 billion in June 2026, the largest monthly drop since 2022. USDC supply decreased from nearly $80 billion earlier in the year to approximately $73 billion. Analysts describe this as a temporary pullback within longer-term growth driven by institutional adoption. USDC continues to see expansion in payments, DeFi, and cross-chain transfers via CCTP.

24h change: -0.01%. From $0.9999 to $0.9998.

• On July 10 2026 Circle obtained final approval from the OCC to charter First National Digital Currency Bank operating as Circle National Trust. The entity will initially provide federally regulated custody for digital assets linked to USDC with future plans to manage reserves directly. This milestone places parts of USDC operations under direct federal oversight similar to traditional trust banks and is viewed as enhancing transparency and institutional trust in the stablecoin.
• USDC has captured around 70 percent of adjusted stablecoin transaction volume in 2026 according to recent data. Growth is driven by institutional use cases in payments tokenized asset settlement and cross border transfers. On chain activity has surged with high issuance volumes particularly on networks like Solana and integration into traditional finance infrastructure.
• Visa Mastercard and major banks continue to integrate USDC for settlement and treasury functions. Tokenized funds from institutions like BlackRock and Invesco are using USDC as the cash leg for on chain activity. This reflects broader adoption of regulated stablecoins in traditional finance alongside regulatory clarity from frameworks like the GENIUS Act.

24h change: +0.01%. From $0.9998 to $0.9999.

• Circle received final approval from the OCC to charter First National Digital Currency Bank operating as Circle National Trust. The bank will initially offer fiduciary digital asset custody for Circle and its affiliates under direct federal oversight with plans to potentially expand to select institutional clients. USDC issuance will transfer to a New York limited-purpose trust company while reserve management remains a future capability under the charter. This milestone follows conditional approval in December 2025 and aligns with efforts to bring stablecoin infrastructure into the core of regulated finance.
• Visa onchain data indicates USDC represented about 70 percent of adjusted stablecoin transaction volume in the first half of 2026 compared to 25 percent for USDT. Onchain transaction volume for USDC reached 21.5 trillion dollars in the first quarter alone reflecting 263 percent year-over-year growth. Institutional adoption in settlements tokenized assets and DeFi is driving this shift beyond retail trading use cases. USDC circulation stands near 73 billion dollars as integrations with banks such as BNY and Standard Chartered expand.
• Wisconsin prosecutors filed a criminal complaint against Circle alleging it hindered recovery of 381000 USDC stolen in a scam. Circle is contesting the case arguing it lacks technical ability to invalidate or reissue USDC once transferred from its control and that the court lacks jurisdiction. The dispute highlights challenges stablecoin issuers face with asset recovery after onchain transfers. It coincides with Circle's regulatory wins and does not appear to impact day-to-day USDC operations or peg.